First-Time Homebuyer Loans in Florida
Buying your first home is an exciting milestone — and it doesn’t have to be overwhelming. At Barry Hochberg Mortgage, we specialize in helping first-time homebuyers across Florida navigate the mortgage process with clarity, confidence, and customized loan options.

First-Time Buyer Loan Options
We offer access to:
- Conventional loans with low down payment options
- FHA loans with flexible credit guidelines
- State and local assistance programs
- Specialized first-time buyer programs
Down Payment & Assistance Programs
Many first-time buyers qualify for down payment assistance or reduced upfront costs. We help you identify programs you may be eligible for and guide you through the application process.
Step-by-Step Guidance
From pre-approval to closing, our team explains every step and answers your questions — ensuring you feel informed and supported throughout your home purchase.
Ready to buy your first home in Florida? Contact Barry Hochberg Mortgage today to explore first-time homebuyer loan options