First-Time Homebuyer Loans in Florida

Buying your first home is an exciting milestone — and it doesn’t have to be overwhelming. At Barry Hochberg Mortgage, we specialize in helping first-time homebuyers across Florida navigate the mortgage process with clarity, confidence, and customized loan options.

A man is sitting at a table using a calculator and writing on a clipboard.

First-Time Buyer Loan Options

We offer access to:

  • Conventional loans with low down payment options
  • FHA loans with flexible credit guidelines
  • State and local assistance programs
  • Specialized first-time buyer programs

Down Payment & Assistance Programs

Many first-time buyers qualify for down payment assistance or reduced upfront costs. We help you identify programs you may be eligible for and guide you through the application process.

Step-by-Step Guidance

From pre-approval to closing, our team explains every step and answers your questions — ensuring you feel informed and supported throughout your home purchase. 


Ready to buy your first home in Florida? Contact Barry Hochberg Mortgage today to explore first-time homebuyer loan options